Monica Williams is a 23-year veteran of the financial services industry, active in philanthropic circles, a lover of music and opera, a polo novice, and always full of surprises for her loving husband and children.  After several decades with industry leader Morgan Stanley in Newport Beach, Monica joined Stifel Investments, and now maintains offices in Newport and Santa Barbara.  Multi-generational and legacy planning have been Monica’s true passion – she has assisted many of her client families for decades.  Monica also enjoys playing bridge and golf, hot yoga, and traveling.